Save together, grow together
Traditional ROSCAsin the digital age.
(chamas, merry-go-rounds, and similar groups)
- Rotating savings with a clear schedule and who’s paid
- Save for a goal, alone or with a group
- Share a pay link when money is needed fast
Stablecoins supported.
Payout processed
Mint received 4,000 KES (30.30 USDC)
Alpha House
New message from a member
Features
Feature 01
Create or join a chama
Run a traditional ROSCA on your phone. Set the rules once, invite the group, and keep every contribution and payout in the open.
- Create or join a chama (ROSCA / merry-go-round)
- Set the contribution amount and how long each cycle lasts
- Invite other members into the group
- Deposit seamlessly with M-Pesa
- See clearly what every member has contributed
- Chat together when the group needs to agree on something
- Payouts happen automatically when it is someone's turn
Feature 02
Save for a goal
Set a target and put money aside toward it. Choose who can save with you. Every goal ships with a pay link.
Individual
Just you. Save toward something personal on your own timeline.
- Buy a phone
- Save for a car
- School fees
- A trip home
Circle
Friends or family, one shared target. Private, and everyone sees progress.
- Group trip
- Wedding fund
- Family project
- Shared gift
Public
Anyone with the link can contribute. Open fundraising for a wider circle.
- Medical costs
- Funeral support
- Community drive
- Emergency help
Feature 03
Save and earn
Money in a goal and money in your Chamapay wallet can both earn. Deposit into Save and earn, turn yield on, and put that balance to work while it waits.
Yield above 15% APY · variable
- Deposit any amount, any time
- Withdraw any time when you need the cash
- See your yield grow daily
Pay links
Every goal comes with a pay link
Share one URL for anything that needs a contribution. People open it, see what it is for, and pay with M-Pesa or USDC. No app to install. No account. No login.
- Funeral contributions
- Weddings
- Medical emergencies
- Fees and rent
Buy the team a coffee
KES 2,400
≈ 18.18 USDC
12 people have given
People who have given
- Amina K.KES 500≈ 3.79 USDC
- Joseph M.KES 200≈ 1.52 USDC
- Grace W.KES 1,000≈ 7.58 USDC
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